Advanced screening
Explore credit, income, background information and more in one product.
Screening
Leverage advanced screening.
Explore next-generation renter screening. Credit, background checks, income stability, quantitative analysis of financial behaviours and Azyba proprietary algorithm, all in one product.
Azyba / Screening
Look beyond the score1 / 3
Quantitative analysis
Leverage quantitative analysis of the applicant's financial behaviors, including income stability, volatility and more.
All-in-one product
A complete screening product with everything that you need to know about an applicant.
Explore the next generation of screening
Explore this sample screening report.
Sample reportAlex Laurent100 Main Street · Unit 4
IllustrationCredit score742300–900 scale
Monthly$7,167Average monthly income
Ratio30.7%Suggested maximum rent: $2,200
Volatility2.7%Monthly standard income deviation
The essentials, in focus.
Start with the key numbers. Follow each one back to the supporting details.
What stands out
Income deposits recorded in all 12 months
Current bank balance covers 6.5 months of proposed rent
Current landlord reference received
Items to review
One historical credit payment was 30 days late
Previous landlord reference is awaiting a response
Report sections5 connected views
Applicant consentRecorded
Period analyzed12 months
Understand the monthly commitments.
Monthly debt payments$660
Rent + debt / net income39.9%
After rent and reported debt$4,307
Before living expenses, taxes not already withheld and any unreported obligations. Bank deposits are not a complete household budget.
Evidence and outstanding information
Credit bureau
Score, balances and 12-month payment history
ReceivedConnected bank
12 months of deposits and balances
ReceivedDocuments
Employment letter, pay statement and reference
3 availableLandlord references
Current landlord received; previous landlord pending
Follow-up neededPublic records
No search results included
Not requestedResolve the open questions.
Credit history
One payment was 30 days late. Review its timing and the more recent payment history.
Rental reference
The previous landlord has not responded. Keep the request visible until you have enough context.
Your decision, with the full context.
Keep supporting evidence, questions and follow-up together. A report informs your review; it does not approve or decline an applicant.